/* Encode Sans Semi Condensed (SIL Open Font License), Latin subset, self-hosted.
   Only the two weights the design uses are shipped. */
@font-face {
  font-family: 'Encode Sans Semi Condensed';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url('../assets/fonts/encode-sans-semi-condensed-400.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Encode Sans Semi Condensed';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url('../assets/fonts/encode-sans-semi-condensed-600.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

/* ===== Theme colours =====
   Light is the default and is always used for print. Dark applies on screen only:
   when the broker picks it, or when their device is set to dark and they haven't chosen. */
:root {
  color-scheme: light;
  --bg: #fff;             /* page */
  --surface: #fff;        /* inputs, cards, unselected options */
  --ink: #000;            /* text and strong rules */
  --muted: #444;          /* secondary text */
  --fine: #333;           /* small print */
  --heading: #193243;     /* navy headings and outlines */
  --accent: #008189;      /* teal text, outlines, links */
  --accent-fill: #008189; /* teal button and selected-option fill */
  --on-accent: #fff;
  --accent-ring: rgba(0, 129, 137, .18);
  --band: #1a1a1a;        /* intro banner and footer */
  --band-ink: #fff;
  --band-muted: #e6e6e6;
  --rule: #c8c8c8;
  --hair: #e0e0e0;
  --field: #b9c2c8;
  --card: #dfe3e6;
  --shadow: 0 8px 28px rgba(25, 50, 67, .07);
  --header-shadow: 0 2px 18px rgba(0, 0, 0, .08);
  --amber: #B45309;
  --red: #C62828;
  --logo-filter: none;
  --gutter: clamp(16px, 4vw, 40px);
  --display: "Encode Sans Semi Condensed", Aptos, "Segoe UI", Calibri, sans-serif;
}
@media screen {
  :root[data-theme="dark"] {
    color-scheme: dark;
    --bg: #0f1518;
    --surface: #172127;
    --ink: #e6ebee;
    --muted: #a9b4bb;
    --fine: #a9b4bb;
    --heading: #cfe3ea;
    --accent: #4cc3c9;
    --accent-fill: #008189;
    --on-accent: #fff;
    --accent-ring: rgba(76, 195, 201, .28);
    --band: #1b262d;
    --band-ink: #fff;
    --band-muted: #c9d3d8;
    --rule: #3a4851;
    --hair: #27343c;
    --field: #4a5a64;
    --card: #2a3841;
    --shadow: 0 8px 28px rgba(0, 0, 0, .35);
    --header-shadow: 0 2px 18px rgba(0, 0, 0, .5);
    --amber: #F2A444;
    --red: #FF7A7A;
    --logo-filter: brightness(0) invert(1);
  }
}
@media screen and (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    color-scheme: dark;
    --bg: #0f1518;
    --surface: #172127;
    --ink: #e6ebee;
    --muted: #a9b4bb;
    --fine: #a9b4bb;
    --heading: #cfe3ea;
    --accent: #4cc3c9;
    --accent-fill: #008189;
    --on-accent: #fff;
    --accent-ring: rgba(76, 195, 201, .28);
    --band: #1b262d;
    --band-ink: #fff;
    --band-muted: #c9d3d8;
    --rule: #3a4851;
    --hair: #27343c;
    --field: #4a5a64;
    --card: #2a3841;
    --shadow: 0 8px 28px rgba(0, 0, 0, .35);
    --header-shadow: 0 2px 18px rgba(0, 0, 0, .5);
    --amber: #F2A444;
    --red: #FF7A7A;
    --logo-filter: brightness(0) invert(1);
  }
}

html, body { margin: 0; padding: 0; background: var(--bg); color: var(--ink); }
body { font-family: Aptos, "Segoe UI", Calibri, sans-serif; font-variant-numeric: tabular-nums; -webkit-text-size-adjust: 100%; }
* { box-sizing: border-box; }
a { color: var(--accent); text-decoration: underline; text-underline-offset: 2px; }
a:hover { color: var(--heading); text-decoration-thickness: 2px; }
input, textarea, select { font-family: inherit; font-variant-numeric: tabular-nums; }
button, h1, h2, h3 { font-family: var(--display); font-variant-numeric: tabular-nums; }
input[type=checkbox] { accent-color: var(--accent-fill); }
[hidden] { display: none !important; }
section[id^="step"] { scroll-margin-top: 16px; }
@media (prefers-reduced-motion: no-preference) { html { scroll-behavior: smooth; } }
.logo-img { filter: var(--logo-filter); }

.page { min-height: 100vh; display: flex; flex-direction: column; font-size: 15px; line-height: 1.45; }
.wrap { max-width: 1280px; margin: 0 auto; width: 100%; }

/* Header */
.site-header { background: var(--bg); box-shadow: var(--header-shadow); position: relative; z-index: 20; }
.site-header .wrap { padding: 18px var(--gutter); display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px; }
.brand { display: flex; align-items: center; gap: 16px; min-width: 0; }
.brand img { width: 243px; max-width: 42vw; height: auto; aspect-ratio: 243 / 111; object-fit: contain; display: block; }
.brand .divider { width: 1px; height: 77px; max-height: 18vw; background: var(--heading); flex: none; }
.brand .title { letter-spacing: .08em; text-transform: uppercase; font-size: clamp(18px, 4.5vw, 36px); line-height: 1.1; }
.header-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; }
.tag { flex: none; white-space: nowrap; border: 1.5px solid var(--heading); color: var(--heading); border-radius: 999px; font-weight: 600; padding: 6px 14px; font-size: 12px; letter-spacing: .08em; text-transform: uppercase; }
.theme-toggle { display: inline-flex; align-items: center; gap: 8px; }
.theme-toggle svg { width: 16px; height: 16px; flex: none; }

/* Buttons: teal outline pill by default, filled teal for primary */
.btn { flex: none; white-space: nowrap; height: 44px; padding: 0 18px; border: 1.5px solid var(--accent); border-radius: 999px; background: var(--surface); color: var(--accent); font-size: 15px; font-weight: 600; cursor: pointer; }
.btn:hover { text-decoration: underline; }
.btn:focus-visible, .seg button:focus-visible, .dl:focus-visible, .guide a:focus-visible { outline: 2px solid var(--accent); outline-offset: 2px; }
.btn-sm { height: 36px; padding: 0 14px; font-size: 14px; }
.btn-md { height: 40px; padding: 0 16px; font-size: 14px; }
.btn-xs { height: 34px; padding: 0 12px; font-size: 13px; }
.btn-xxs { height: 32px; padding: 0 12px; font-size: 13px; }
.btn-primary { border: 1px solid var(--accent-fill); background: var(--accent-fill); color: var(--on-accent); }
.btn-lg { height: 48px; padding: 0 24px; font-size: 16px; }
.btn-tall { height: 48px; }
.btn[disabled] { opacity: .35; cursor: not-allowed; }
.btn[disabled]:hover { text-decoration: none; }

/* Layout */
main.wrap { flex: 1; padding: 32px var(--gutter) 56px; display: flex; flex-direction: column; gap: 56px; }
.hero { display: flex; flex-direction: column; gap: 12px; background: var(--band); color: var(--band-ink); border-radius: 28px; padding: clamp(28px, 5vw, 56px); }
.hero h1 { margin: 0; color: var(--band-ink); font-size: clamp(30px, 5vw, 48px); font-weight: 600; letter-spacing: -.01em; line-height: 1.15; }
.hero p { margin: 0; max-width: 720px; color: var(--band-muted); font-size: 17px; line-height: 1.6; text-wrap: pretty; }

.banner { border-radius: 20px; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; }
.banner.example { border: 1.5px solid var(--accent); padding: 20px 24px; gap: 16px 24px; }
.banner.example .copy { display: flex; flex-direction: column; gap: 4px; max-width: 720px; flex: 1 1 320px; min-width: 0; }
.banner.example .k { font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--accent); }
.banner.example .copy span:last-child { min-width: 0; text-wrap: pretty; }
.banner.plain { border: 1px solid var(--card); padding: 16px 24px; gap: 12px 24px; }
.banner.plain > span { flex: 1 1 320px; min-width: 0; color: var(--muted); }

.guide { display: flex; flex-direction: column; gap: 16px; }
.guide .sec-head { justify-content: space-between; }
.guide-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 220px), 1fr)); gap: 0 28px; }
.guide a { display: flex; gap: 12px; align-items: flex-start; padding: 12px 0; border-bottom: 1px solid var(--hair); color: var(--ink); text-decoration: none; }
.guide a:hover { text-decoration: underline; color: var(--ink); }
.guide .num { flex: none; font-size: 13px; font-weight: 600; color: var(--accent); margin-top: 1px; }
.guide .txt { display: flex; flex-direction: column; gap: 2px; min-width: 0; }
.guide .txt b { font-weight: 600; }
.guide .txt small { font-size: 13px; color: var(--muted); text-wrap: pretty; }

.main-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 500px), 1fr)); gap: 48px; align-items: start; }
.col { display: flex; flex-direction: column; gap: 48px; min-width: 0; }
.narrow { max-width: 860px; }

section.block { display: flex; flex-direction: column; gap: 20px; min-width: 0; }
section.quote-block { gap: 16px; }
.sec-head { display: flex; align-items: baseline; gap: 14px; border-top: 1px solid var(--ink); padding-top: 12px; }
.sec-head .n { font-size: 13px; color: var(--accent); font-weight: 600; }
.sec-head h2 { margin: 0; flex: none; white-space: nowrap; color: var(--heading); font-size: 17px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; }
.sec-head .aside { margin-left: auto; font-size: 12px; color: var(--muted); }

/* Fields */
.fields { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 220px), 1fr)); gap: 16px 20px; }
.fields.sm { grid-template-columns: repeat(auto-fill, minmax(min(100%, 200px), 1fr)); }
.fields .full { grid-column: 1 / -1; }
.field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.lbl { font-size: 12px; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); }
.input, .textarea { width: 100%; border: 1px solid var(--field); border-radius: 10px; font-size: 15px; background: var(--surface); color: var(--ink); outline: none; }
.input { height: 44px; padding: 0 12px; }
.textarea { padding: 10px 12px; line-height: 1.45; resize: vertical; }
.input:focus, .textarea:focus, .money:focus-within { border-color: var(--accent); box-shadow: 0 0 0 3px var(--accent-ring); }
.upper { text-transform: uppercase; }
.money { display: flex; align-items: center; border: 1px solid var(--field); border-radius: 10px; overflow: hidden; height: 44px; background: var(--surface); }
.money span { padding: 0 0 0 12px; }
.money input { flex: 1; min-width: 0; height: 42px; padding: 0 12px 0 6px; border: none; font-size: 15px; background: var(--surface); color: var(--ink); outline: none; }

.seg { display: flex; flex-wrap: wrap; gap: 6px; }
.seg button { flex: none; white-space: nowrap; min-height: 40px; padding: 0 16px; border: 1px solid var(--accent); border-radius: 999px; font-size: 14px; cursor: pointer; background: var(--surface); color: var(--heading); }
.seg button[aria-pressed="true"] { border-color: var(--accent-fill); background: var(--accent-fill); color: var(--on-accent); }
.seg-row { display: flex; flex-wrap: wrap; gap: 16px 28px; }

.checks { display: flex; flex-direction: column; gap: 14px; border-top: 1px solid var(--rule); padding-top: 16px; }
.check { display: flex; gap: 12px; align-items: flex-start; cursor: pointer; }
.check.center { align-items: center; }
.check input { width: 20px; height: 20px; margin: 1px 0 0; flex: none; }
.check.center input { margin: 0; }
.check.spaced { margin-top: 6px; }
.check .stack { display: flex; flex-direction: column; gap: 4px; }
.note { font-size: 13px; color: var(--muted); }
.flagbox { border: 2px solid var(--red); color: var(--red); border-radius: 14px; padding: 12px 18px; display: flex; gap: 14px; align-items: baseline; }
.flagbox .k { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.flagbox .v { font-weight: 600; }

/* Cards */
.card { border: 1px solid var(--card); border-radius: 20px; box-shadow: var(--shadow); background: var(--surface); }

/* Securities */
.sec-card { display: flex; flex-direction: column; gap: 16px; padding: 20px; }
.sec-card .top { display: flex; justify-content: space-between; align-items: center; gap: 12px; min-height: 34px; }
.sec-card .top span { font-weight: 600; }
.ltv-line { display: flex; justify-content: space-between; gap: 12px; border-top: 1px solid var(--rule); padding-top: 12px; font-size: 14px; }
.ltv-line span:first-child { color: var(--muted); }
.ltv-line span:last-child { font-weight: 600; white-space: nowrap; }

/* Structure */
.net-row { display: flex; flex-wrap: wrap; gap: 12px; align-items: flex-end; }
.net-row .field { flex: 1 1 240px; }
.stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 130px), 1fr)); border-top: 1px solid var(--ink); border-bottom: 1px solid var(--ink); }
.stat { padding: 14px 12px 14px 0; display: flex; flex-direction: column; gap: 4px; }
.stat b { font-size: 19px; font-weight: 600; }

/* Quote */
.quote { padding: clamp(18px, 3vw, 32px); display: flex; flex-direction: column; gap: 24px; }
.q-head { display: flex; justify-content: space-between; align-items: flex-start; gap: 16px; flex-wrap: wrap; }
.q-head .logo { display: flex; flex-direction: column; gap: 6px; }
.q-head img { height: 22px; width: auto; display: block; align-self: flex-start; }
.q-head h3 { margin: 10px 0 0; font-size: 24px; font-weight: 600; color: var(--heading); letter-spacing: -.01em; }
.q-meta { display: grid; grid-template-columns: auto auto; gap: 2px 14px; font-size: 13px; }
.q-meta span:nth-child(odd) { color: var(--muted); }
.q-meta span:nth-child(even) { text-align: right; white-space: nowrap; }
.q-parties { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 150px), 1fr)); gap: 12px 20px; border-top: 1px solid var(--ink); padding-top: 14px; font-size: 14px; }
.q-parties > div { display: flex; flex-direction: column; gap: 2px; }
.cap { font-size: 11px; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); }
.cap-rule { border-bottom: 1px solid var(--ink); padding-bottom: 6px; }
.muted { color: var(--muted); }
.strong { font-weight: 600; }

.q-list { display: flex; flex-direction: column; font-size: 14px; }
.q-list .head { display: flex; justify-content: space-between; gap: 12px; }
.q-list .head span:last-child { white-space: nowrap; }
.q-sec { display: flex; justify-content: space-between; gap: 16px; padding: 10px 0; border-bottom: 1px solid var(--rule); }
.q-sec > div { display: flex; flex-direction: column; gap: 2px; min-width: 0; }
.q-sec .addr { font-weight: 600; overflow-wrap: anywhere; }
.q-sec > span { white-space: nowrap; }
.row { display: flex; justify-content: space-between; gap: 12px; padding: 8px 0; }
.row.tight { padding: 0 0 8px; }
.row.hair { border-bottom: 1px solid var(--hair); }
.row.rule { border-bottom: 1px solid var(--ink); }
.row.total { border-top: 1px solid var(--ink); border-bottom: 1px solid var(--ink); padding: 10px 0; font-size: 16px; font-weight: 600; }
.row.net { border-bottom: 3px double var(--ink); padding: 10px 0; font-size: 16px; font-weight: 600; }
.row span:last-child { text-align: right; white-space: nowrap; }

.terms { display: grid; grid-template-columns: minmax(0, 1fr) auto; font-size: 14px; }
.terms span { padding: 6px 0; border-bottom: 1px solid var(--hair); }
.terms span:nth-child(odd) { padding-right: 12px; color: var(--muted); }
.terms span:nth-child(even) { text-align: right; }

.crit { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 8px 0; border-bottom: 1px solid var(--hair); font-size: 14px; }
.crit > span:first-child { display: flex; flex-direction: column; min-width: 0; }
.crit small { font-size: 12px; color: var(--muted); }
.crit small.amber { color: var(--amber); }
.crit small.flag { color: var(--red); }
.badge { min-width: 52px; text-align: center; font-size: 12px; letter-spacing: .08em; text-transform: uppercase; padding: 3px 8px; border: 1px solid var(--rule); flex: none; }
.badge.amber { font-weight: 700; border: 2px solid var(--amber); color: var(--amber); }
.badge.flag { font-weight: 700; border: 2px solid var(--red); color: var(--red); }
.amber-text { color: var(--amber); }
.red-text { color: var(--red); }

.docs { display: flex; flex-direction: column; gap: 14px; }
.docs .head { display: flex; flex-direction: column; gap: 4px; border-bottom: 1px solid var(--ink); padding-bottom: 6px; }
.docs .head .note { font-size: 13px; }
.stage { display: flex; flex-direction: column; gap: 8px; }
.stage + .stage { border-top: 1px solid var(--hair); padding-top: 12px; }
.stage > b { font-size: 13px; font-weight: 600; }

.bullets { display: flex; flex-direction: column; gap: 8px; }
.bullet { display: flex; gap: 10px; align-items: flex-start; font-size: 14px; }
.bullet::before { content: ""; flex: none; width: 8px; border-top: 1px solid var(--ink); margin-top: .72em; }
.bullet > span { display: flex; flex-direction: column; min-width: 0; text-wrap: pretty; }
.bullet small { font-size: 12px; color: var(--muted); }
.disclaimer { margin: 0; border-top: 1px solid var(--ink); padding-top: 12px; font-size: 11.5px; line-height: 1.5; color: var(--fine); text-wrap: pretty; }
.actions { display: flex; flex-wrap: wrap; gap: 10px; }

/* Propose */
.blockers { display: flex; flex-direction: column; gap: 6px; border: 1.5px solid var(--heading); border-radius: 14px; padding: 14px 18px; }
.blockers .k { font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.done { margin: 0; border-top: 1px solid var(--ink); border-bottom: 1px solid var(--ink); padding: 12px 0; font-weight: 600; }
.sendto { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 16px; font-size: 14px; }
.sendto .addr { user-select: all; font-weight: 600; font-size: 15px; }
.sendto .full { color: var(--muted); flex-basis: 100%; }

/* Forms */
.form-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 280px), 1fr)); gap: 16px; }
.form-card { padding: 24px; display: flex; flex-direction: column; gap: 16px; justify-content: space-between; }
.form-card > div { display: flex; flex-direction: column; gap: 4px; }
.form-card .name { font-size: 17px; font-weight: 600; }
.dl { align-self: flex-start; display: inline-flex; align-items: center; height: 40px; padding: 0 16px; border: 1px solid var(--accent-fill); background: var(--accent-fill); color: var(--on-accent); border-radius: 999px; font-weight: 600; text-decoration: none; font-size: 14px; }
.dl:hover { color: var(--on-accent); text-decoration: underline; text-decoration-thickness: 1px; }

/* Footer */
.site-footer { background: var(--band); color: var(--band-ink); }
.site-footer .wrap { padding: 20px var(--gutter); display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px 24px; font-size: 13px; }
.site-footer a { color: var(--band-ink); }

.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }

@media print {
  @page { size: A4; margin: 14mm; }
  [data-noprint] { display: none !important; }
  .main-grid { display: block !important; }
  main.wrap { padding: 0; }
  .quote { border: none !important; padding: 0 !important; box-shadow: none !important; }
  body { -webkit-print-color-adjust: exact; print-color-adjust: exact; }
}